This is not an offer to enter into an agreement or a commitment to lend. Not all customers will qualify. All terms, information, conditions, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all loan products are available in all states. The advertised rates/APRs and terms are examples of loan products available as of the date indicated and are subject to change without notice. The loan terms (APR and Payment examples, if applicable) listed do not include amounts for taxes or insurance premiums. The monthly payment amount will be greater if taxes and insurance premiums are included. Certain other restrictions may apply. Homestar Financial Corporation is not affiliated with any government entity.
Homestar Financial Corporation. DBA HOMESTAR NMLS #70864. 4170 Tanners Creek Drive, Flowery Branch, GA 30542.
NMLS Consumer Access: http://nmlsconsumeraccess.org/
• Alabama Consumer Credit License #21105
• Alaska Mortgage Broker/Lender License #AK70864
• Alaska Mortgage Broker/Lender License – Other Trade Name #1 #AK70864-1
• Alaska Mortgage Broker/Lender License – Other Trade Name #2 #AK70864-2
• Alaska Mortgage Broker/Lender License – Other Trade Name #3 #AK70864-3
• Arkansas Combination Mortgage Banker-Broker-Servicer License #107432
• California – Licensed by the Department of Financial Protection and Innovation Residential Mortgage Lending Act License #41DBO-178011
• Colorado Mortgage Company Registration
• Connecticut Mortgage Lender License #ML-70864
• Delaware Lender License #036971
• District of Columbia Mortgage Dual Authority License #MLB70864
• Florida Mortgage Lender License #MLD275
• Florida Mortgage Lender Servicer License #MLD1216
• Georgia Mortgage Lender License/Registration – Georgia Residential Mortgage Licensee #17368
• Idaho Mortgage Broker/Lender License #MBL-2080070864
• Illinois Residential Mortgage License – Illinois Residential Mortgage Licensee #MB.6761093 – Illinois Department of Financial and Professional Regulation (IDFPR), 555 W. Monroe Street, 5th floor, Chicago, IL 60661. Tel: (888) 473-4858.
STATE OF ILLINOIS COMMUNITY REINVESTMENT ACT NOTICE:
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.
Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the lending needs of this community consistent with safe and sound operations. The Secretary also takes this record into account when deciding on certain applications submitted by us. Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our additional full-service office(s), such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments.
You may review this information today.At least 30 days before the beginning of each quarter, the Secretary publishes a nationwide list of the covered mortgage licensees that are scheduled for ILCRA examination in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor, Springfield, IL 62786 and at 555 West Monroe Street, Suite 500, Chicago, IL 60661. You may send written comments about our performance in helping to meet community lending needs to (name and address of official at covered mortgage licensee) and the Secretary. You may also submit comments electronically through the Department’s Web site at https://idfpr.illinois.gov/admin/cra.html.
Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.
• Indiana – DFI Mortgage Lending License #27974
• Iowa Mortgage Banker License #2014-0138
• Iowa Mortgage Banker License – Other Trade Name #2 #2018-0165
• Iowa Mortgage Banker License – Other Trade Name #3 #2018-0166
• Kansas Mortgage Company License #MC.0025237
• Kentucky Mortgage Company License #MC322388
• Louisiana Residential Mortgage Lending License #70864
• Maine Supervised Lender License #70864
• Maryland Mortgage Lender License #70864
• Massachusetts Mortgage Broker License #MC70864
• Massachusetts Mortgage Broker License Other Trade Name #1 #MC70864
• Massachusetts Mortgage Lender License #MC70864
• Massachusetts Mortgage Lender License Other Trade Name #1 #MC70864
• Michigan 1st Mortgage Broker/Lender/Servicer Registrant #FR0023040
• Michigan 2nd Mortgage Broker/Lender/Servicer Registrant #SR0023041
• Minnesota Residential Mortgage Originator License #MN-MO-70864
• Minnesota Residential Mortgage Originator License Other Trade Name #1 #MN-MO-70864.1
• Minnesota Residential Mortgage Originator License Other Trade Name #2 #MN-MO-70864.2
• Minnesota Residential Mortgage Servicer License #MN-MS-70864
• Mississippi Mortgage Lender License #70864
• Missouri Mortgage Company License #70864
• Montana Mortgage Broker License #70864
• Montana Mortgage Lender License #70864
• Montana Mortgage Servicer License #70864
• Nebraska Mortgage Banker License #70864
• Nebraska Mortgage Banker License – Other Trade Name #2 #70864
• New Hampshire Mortgage Banker License #70864MB
• New Jersey RMLA-Licensed Mortgage Servicer Registration
• New Jersey Residential Mortgage Lender License – Licensed by the N.J. Department of Banking and Insurance
• New Mexico Mortgage Loan Company License #70864
• North Carolina Mortgage Lender License #L-143335
• North Dakota Money Broker License #MB102740
• Ohio Residential Mortgage Lending Act Certificate of Registration #RM.804947.000
• Oklahoma Mortgage Lender License #MLO10489
• Oklahoma Mortgage Lender License – Other Trade Name #1 #MLO12119
• Oklahoma Mortgage Lender License – Other Trade Name #2 #MLO12120
• Oregon Mortgage Lending License #70864
• Pennsylvania Mortgage Lender License #93006
• Pennsylvania Mortgage Servicer License #93008
• RI: Rhode Island Lender License #20224471LL / Rhode Island Loan Broker License #20224472LB / Rhode Island Third-Party Loan Servicer License #20224438LS
• South Carolina-BFI Mortgage Lender/Servicer License #MLS-70864
• South Dakota Mortgage Lender License #70864.ML
• Tennessee Mortgage License #109109
• Texas – SML Mortgage Banker Registration #70864
• Texas – SML Residential Mortgage Loan Servicer Registration NMLS #70864
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV
• Washington Consumer Loan Company License #CL-70864
• West Virginia Mortgage Broker License #MB-70864
• West Virginia Mortgage Lender License #ML-70864
• Wisconsin Mortgage Banker License #70864BA
• Wisconsin Mortgage Broker License #70864BR
• Wyoming Consumer Lender License #CL-4114
• Wyoming Mortgage Lender/Broker License #3689, Consumer Lender License #SL-4114
HUD Correspondent Mortgage #1897400009
VA #64103600000