HomeStar Blog

Things to Think About After Purchasing a Home

  • Posted on: 11/6/2020
Things to Think About After Purchasing a Home
Finding the perfect home isn’t an easy task, but once you do so, your work still isn’t complete. It’s just the beginning of the homeownership journey. After closing on your home, there are some new homeowner tasks to tackle.
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When to Reevaluate Your Mortgage

  • Posted on: 10/28/2020
When to Reevaluate Your Mortgage
A mortgage can feel like a lifelong contract, which is why it is important to reevaluate it regularly. Discover the signs you should look out for to know when it’s time to reevaluate your mortgage.
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How to Negotiate the Price on Your Dream Home

  • Posted on: 10/15/2020
How to Negotiate the Price on Your Dream Home
Negotiation is key to scoring the right home at the right price. Discover 10 things you need to do when negotiating the price on your dream home.
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How to Be a Successful Landlord

  • Posted on: 10/15/2020
How to Be a Successful Landlord
Thinking about purchasing rental property or listing your current home for rent? Learn about what you need to know when it comes to how to be a landlord managing tenants and rental property.
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12 Credit Secrets You Need to Know

  • Posted on: 10/15/2020
12 Credit Secrets You Need to Know
Qualifying for a home loan is greatly influenced by your credit score and knowing how good or bad your credit score is an important first step down the path to homeownership. Find out the 12 credit secrets you need to know.
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How Do I Qualify for a Mortgage Loan?

  • Posted on: 10/15/2020
How Do I Qualify for a Mortgage Loan?
You’ve dreamed about owning your own home and have decided you’re ready to take the first step – applying for a mortgage loan. Discover what you need to know about qualifying for a mortgage loan.
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What Is a Conventional Loan?

  • Posted on: 10/15/2020
What Is a Conventional Loan?
Conventional loans are home loans not insured or guaranteed by a government agency, like FHA and VA loans. Instead, they are backed by a mortgage lender and insurance is typically paid by the borrower. Learn more about their benefits.
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Steps to Finding the Right Homeowners Insurance

  • Posted on: 10/15/2020
Steps to Finding the Right Homeowners Insurance
Most, if not all, mortgage lenders require borrowers to obtain and provide proof of insurance coverage for the full or fair value of a home. Find out what you need to know about homeowners insurance.
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5 Things You Need to Know About Home Inspections

  • Posted on: 10/15/2020
5 Things You Need to Know About Home Inspections
Whether you are selling your home or are in the process of buying a home, a home inspection isn’t required. However, it can be very helpful in determining any issues with a home before you make a sale or purchase. Find out what you need to know when it comes to home inspections.
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Steps to Achieve the American Dream of Homeownership

  • Posted on: 10/15/2020
Steps to Achieve the American Dream of Homeownership
For most, owning a home is more than just having their place. It symbolizes “making it” in life and achieving the unimaginable feat of the American Dream. Discover the steps to take towards homeownership.
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The Benefits of Homeownership

  • Posted on: 10/15/2020
The Benefits of Homeownership
Becoming a homeowner comes with great responsibility, but also great rewards. If you are wondering if owning a home makes sense for you, there are several benefits of homeownership that may help you decide.
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Do’s & Don’ts When Buying a Home

  • Posted on: 10/15/2020
Do’s & Don’ts When Buying a Home
When you are preparing to buy a home, there’s a lot to keep in mind throughout the process. We have compiled a list of “Do’s & Don’ts” that will come in handy!
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Using Your Tax Refund to Purchase a Home

  • Posted on: 10/15/2020
Using Your Tax Refund to Purchase a Home
If you are currently renting, looking to purchase your first home, or want to invest in a second/vacation home, using your tax refund is a great first step. Discover 5 ways a tax refund can help get you home.
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Are You Ready to Refinance Your Home?

  • Posted on: 10/15/2020
Are You Ready to Refinance Your Home?
Do you know if you are eligible to refinance your home? Determining your eligibility for refinancing is similar to the approval process for a home loan. Read to learn more.
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Make 2020 a Scam-Free Year

  • Posted on: 10/15/2020
Make 2020 a Scam-Free Year
Anyone can fall victim to a scam and they may target you at any time. Knowing the signs of a scam can help you identify one before it’s too late. Protect your privacy and finances with these tips.
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7 Ways to Reduce Dry Air in Your Home This Winter

  • Posted on: 10/15/2020
7 Ways to Reduce Dry Air in Your Home This Winter
There are several ways to combat dry air during the winter. Save these tips and keep your home more comfortable during the winter season.
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Preparing Your Home for the Winter

  • Posted on: 10/15/2020
Preparing Your Home for the Winter
Winterizing your home is important to reduce the risk of potential damage from freezing temperatures, snow, and ice. Use this checklist to ensure your home is ready for the upcoming cold season.
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Make Buying a Home Your New Year’s Resolution for 2020

  • Posted on: 10/15/2020
Make Buying a Home Your New Year’s Resolution for 2020
If buying a home has been an ongoing goal, use the New Year to begin taking steps to become a homeowner. The path to affordable homeownership is possible! We have provided many useful tips to help you get there.
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House Hunting: Finding the Right House

  • Posted on: 10/15/2020
House Hunting: Finding the Right House
Finding the right home to purchase can present a lot of unforeseen challenges and can be a time consuming process. Here are some steps you should take to ensure that you are making the most of the home search and buying process.
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Don’t Be Spooked Out About Buying a House

  • Posted on: 10/15/2020
Don’t Be Spooked Out About Buying a House
It is completely normal to feel a bit overwhelmed during the homebuying process, as this will most likely be one of the largest financial commitments you make. As long as you are well-informed about the process and have a plan set in place, there is no need to be afraid.
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House Hunting: What to Do Before

  • Posted on: 10/15/2020
House Hunting: What to Do Before
Are you someone who knows exactly what they want in a home, but aren’t sure how to get it? Many homebuyers feel this exact same way. It can leave you feeling frustrated and wanting to give up before you even begin. Discover tips that will make the house hunting process run more smoothly.
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Fall Activities for Your Family

  • Posted on: 10/15/2020
Fall Activities for Your Family
The autumn season brings a sense of simplicity and an appreciation for the small things. With so much fall fun and only a little time to enjoy the season, we came up with some seasonal activities for your family to do this fall.
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What Not to Do During the Loan Process

  • Posted on: 10/15/2020
What Not to Do During the Loan Process
Applying for a mortgage loan does not have to be stressful. For a smooth loan process, we have provided some tips of what NOT to do.
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How to Save for a Down Payment

  • Posted on: 10/15/2020
How to Save for a Down Payment
The key to saving for a down payment is determination and discipline. Check out these tips for things you can do to save for a down payment.
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5 Ways to Boost Your Curb Appeal

  • Posted on: 10/15/2020
5 Ways to Boost Your Curb Appeal
Are you looking for some easy ways to gain more curb appeal? Your home’s exterior is a resemblance of the interior, which makes the initial impression of your home important. Here are 5 simple ways that you can achieve better curb appeal.
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How to Prepare for the Homebuying Process

  • Posted on: 10/15/2020
How to Prepare for the Homebuying Process
After much consideration, you’ve finally made the decision that you want to buy a home. Following this guide can make the process easier and help you to feel more confident about the homebuying process.
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5 Myths About Buying a Home

  • Posted on: 10/15/2020
5 Myths About Buying a Home
Ready to take the leap from renter to homeowner? Buying a home is an exciting time, but many potential homebuyers are hesitant due to common misconceptions. Don’t let these keep you from the personal and financial rewards of homeownership.
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6 Helpful Home Remodeling Tips

  • Posted on: 10/15/2020
6 Helpful Home Remodeling Tips
Home remodeling can be a fun project, but it can quickly get out of hand. Check out these tips for a successful remodel that may even save you some money!
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7 Tips to Boost Your Credit Score Before Buying a Home

  • Posted on: 10/15/2020
7 Tips to Boost Your Credit Score Before Buying a Home
Ready to buy a home? Before you do, be sure to look at your credit score. There is no “quick fix” when it comes to boosting your credit score, but you can follow these 7 tips to help improve it over time.
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8 House Hunting Questions to Ask Yourself

  • Posted on: 10/15/2020
8 House Hunting Questions to Ask Yourself
Knowing how much house you can afford ahead of time is a great starting point in your search for the home of your dreams. Before you get started, ask yourself these 8 questions.
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11 Tips for Hosting a Successful Open House

  • Posted on: 10/15/2020
11 Tips for Hosting a Successful Open House
Open houses are designed for interested buyers to browse your home, speak with an agent, and ask questions. Discover the pros and cons of hosting an open house.
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Finding a Home Near the Right Schools and in the Right Neighborhood

  • Posted on: 10/14/2020
Finding a Home Near the Right Schools and in the Right Neighborhood
When buying a new home, the first thing to look at is location. You want a home in a good neighborhood with good schools for you and your family. But, how do you know if a neighborhood is truly right for you?
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Got Pets? Here’s How to Remove Pet Odor Before Selling Your Home

  • Posted on: 10/14/2020
Got Pets? Here’s How to Remove Pet Odor Before Selling Your Home
Are you in the market to sell your home? If you are and you have some furry friends roaming around your home, we have some tips when it comes to removing lingering pet odors.
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Home DIY Ideas + Tips

  • Posted on: 10/14/2020
Home DIY Ideas + Tips
Would you like to spruce up your home, increase its value, and save money? Home DIY is the answer! Check out these home DIY ideas and tips to help inspire you to get crafty!
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How Pets Affect the Homebuying Decision

  • Posted on: 10/14/2020
How Pets Affect the Homebuying Decision
People love their four-legged furry friends so much so that they are impacting the homebuying decision. So, why are pets affecting the homebuying decision? There are a few reasons.
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Renting vs. Buying a Home - Which Is Right for You?

  • Posted on: 10/14/2020
Renting vs. Buying a Home - Which Is Right for You?
To rent or buy? That is the BIG question. Don’t worry, we’re here to help! Before making this commitment, it is important to review all of the pros and cons of becoming a homeowner.
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5 Ways to Add Curb Appeal to Your Home

  • Posted on: 10/14/2020
5 Ways to Add Curb Appeal to Your Home
Now is the perfect time to add curb appeal to your home, as summer is right around the corner! Keeping your home in tip-top shape not only adds curb appeal, but it can save you money in the long run as you eliminate the chance for repairs to build up and create a large expense down the road.
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Spring Cleaning Tips for a Clean, Fresh Home

  • Posted on: 10/14/2020
Spring Cleaning Tips for a Clean, Fresh Home
Spring has arrived – which means that it is time to freshen up your home. We have a few spring cleaning tips to help you get started.
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Which Home Loan Is Right for You?

  • Posted on: 10/14/2020
Which Home Loan Is Right for You?
Are you currently in the market to purchase the home of your dreams? A great first step is to understand the different home loan options that may be available to you. HOMESTAR offers several loan programs, and we work with borrowers to determine the best loan that suits their current needs.
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Homebuyer FAQs Answered – Part Three

  • Posted on: 10/14/2020
Homebuyer FAQs Answered – Part Three
In previous blogs, we covered ten common questions from families currently thinking about – or who are in the process of – obtaining a home loan. We hope these questions help you throughout your homebuying journey.
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Homebuyer FAQs Answered – Part Two

  • Posted on: 10/14/2020
Homebuyer FAQs Answered – Part Two
In a previous blog, we covered five common questions the HOMESTAR Team receives from potential and current clients throughout the homebuying process. Good news–we have gathered five more questions to help you along the path to homeownership.
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Homebuyer FAQs Answered – Part One

  • Posted on: 10/14/2020
Homebuyer FAQs Answered – Part One
We have compiled a list of five questions and provided answers to them below, part one of a three part series. We hope they help you, especially to eliminate any uncertainties you may have about the homebuying process.
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Do's & Don'ts When Selling Your Home

  • Posted on: 10/14/2020
Do's & Don'ts When Selling Your Home
Are you thinking about selling your home soon or are in the beginning stages? Selling a home is a big task, and to make the process easier we’re sharing some guidelines you can follow.
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Tips for Establishing Credit

  • Posted on: 4/29/2020
Tips for Establishing Credit
As you’re thinking about purchasing a home, you will need to consider the important role your credit score will play in your ability to secure a mortgage loan. If you have little to no credit currently, the tips below can help you get started and on your way down the path to homeownership.
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Tips for Maintaining Credit

  • Posted on: 4/29/2020
Tips for Maintaining Credit
Keeping track of your credit score on an ongoing basis is always a good idea, especially when the time comes that you determine you are ready to purchase a home. But, how do you successfully maintain good credit?
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Mortgage Forbearance During COVID-19

  • Posted on: 4/29/2020
Mortgage Forbearance During COVID-19
HOMESTAR’s top priority is to protect the health and safety of our employees, customers, and business clients. We are constantly monitoring the coronavirus (COVID-19) situation, including staying up-to-date at all times and following guidance from the CDC and other authorities.
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Fun Activities to Do at Home During COVID-19

  • Posted on: 4/29/2020
Fun Activities to Do at Home During COVID-19
COVID-19 has caused all of our regular routines to shift, but there are still many activities that you can enjoy while social distancing. We have compiled a list of fun activities you can do from the comfort of your home, ranging from arts and culture to fitness and sports.
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